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UPI bullets

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UPI stands for Unified Payments Interface. The interface is built by NPCI (National Payments Corporation of India). UPI is extension of IMPS (Immediate Payment Service) framework built by NPCI. User can transfer & receive money 24x7, 365 days. User has to download and register on an UPI app & create an unique Virtual Address to transfer & receive money to & from a bank account. An user can create multiple Virtual Addresses depending on the UPI based apps he/she is using. User can set a default account for paying & a default account for receiving the money linked to a particular Virtual Address. Its a safe framework to make payments, involves 2 factor authentication. User has to create an UPI pin to start using any UPI app. Only NPCI accesses user's UPI pin, so feel safe as none of the app creators would be able to access it. No need for a seperate e-wallet, now your bank account can act as an e-wallet. Only PSP (Payment Service Provider) ba...
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TRIZ... What is it?

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Acronym TRIZ means  theory of inventive problem solving .. Wondering how it becomes TRIZ & not TIPS (English Acronym).. TRIZ stands for  teoriya resheniya izobretatelskikh zadach  (as in Uzbek) is a problem-solving, analysis and forecasting tool derived from the study of patterns of invention in the global patent literature. Why in Uzbek? because it was developed by the Soviet inventor and science-fiction author Genrich Altshuller, born in Tashkent, Uzbek SSR, USSR. Following Altshuller's insight, the theory developed on a foundation of extensive research covering hundreds of thousands of inventions across many different fields to produce a theory which defines generalisable patterns in the nature of inventive solutions and the distinguishing characteristics of the problems that these inventions have overcome. Since, I am working over some solutions for some problems & may be some of them could be patented; as I came across TRIZ.. I foun...
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Gamification & Leaderboard Axioms

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Breaking ice... Let's focus in relation with software products & applications Gamification is, applying the game design principles to non-game applications for enhancing user engagement, productivity, quick learning & user gathering, socializing. Leaderboard is a scoreboard to show the status of players or competitors playing the game (not just the game in our context). Helps recognition of leaders (in multiple sections & areas). The axioms mentioned below are based on my multiple experiences with quite a lot of big, medium & small products (software & digital) into B2B & B2C space. When starting up with a new product, gamification & leaderboards could become the most important factor for content generation (most important axiom), since it terrifically enhances user engagement, digital gathering & socializing. Decide on achievement levels or thresholds (game levels, badges) wisely by keeping the users, extend & importance of the use ...
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